STRATEGI KOPERASI SYARIAH DALAM MENGHADAPI PEMBIAYAAN MURABAHAH BERMASALAH DIMASA PANDEMI COVID-19

Abstract

This research aims to analyze sharia cooperative strategies in dealing with problematic murabahah financing during the COVID-19 pandemic. With a qualitative approach and case study at the Rizky Amanah Jaya Sharia Cooperative (RAJA) in East Java, this research highlights the risks of murabahah financing related to loss, damage to merchandise, rejection and cancellation of purchases. Through primary and secondary data collection and observation techniques, this research explores sharia financing management strategies in a pandemic situation. It is hoped that the research results will provide valuable insight for sharia cooperatives in facing the economic challenges faced during the COVID-19 pandemic.