PENGARUH LOAN TO DEPOSIT RATIO (LDR), BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO), DAN DANA PIHAK KETIGA (DPK) TERHADAP KUALITAS ASSET PADA PT. BNI SYARIAH Tbk. PERIODE 2010-2019. khozana. 2022;5(1):29-48. Accessed October 28, 2025. https://jurnal.staidasumsel.ac.id/index.php/khozana/article/view/83