PENGARUH LOAN TO DEPOSIT RATIO (LDR), BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO), DAN DANA PIHAK KETIGA (DPK) TERHADAP KUALITAS ASSET PADA PT. BNI SYARIAH Tbk. PERIODE 2010-2019

Authors

  • Yusiresita Pajaria dosen

Keywords:

Loan To Deposit Ratio (LDR), Operating Costs, Operating Income (BOPO), Third Party Funds (DPK), Asset Quality

Abstract

The purpose of this study was to examine the effect of LDR, BOPO, and TPF on asset quality at PT. BNI Syariah tbk. 2010-2019 period. Technique This research sample was taken using a purposive sampling technique with the criteria for the 2010-2019 BNI Syariah annual financial statements. The research data analysis technique used descriptive analysis, classical assumption test, partial significance test (T test), Simultaneous significance test (F test), and the coefficient of determination (R2). By using multiple regression analysis.
The results showed that LDR and BOPO had a positive and significant effect on NPL, while TPF had no positive and insignificant effect on NPL, and LDR, BOPO, and TPF simultaneously had a positive and significant effect on NPL.

Downloads

Published

2022-01-19

Issue

Vol. 5 No. 1 (2022)

Section

Articles

How to Cite

PENGARUH LOAN TO DEPOSIT RATIO (LDR), BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO), DAN DANA PIHAK KETIGA (DPK) TERHADAP KUALITAS ASSET PADA PT. BNI SYARIAH Tbk. PERIODE 2010-2019. (2022). Khozana: Jurnal Ekonomi Dan Perbankan Islam, 5(1), 29-48. https://jurnal.staidasumsel.ac.id/index.php/khozana/article/view/83